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Terms and Conditions

The Swipe White Paper (“Whitepaper”) and Swipe Websites, which include Swipe.io and SXP.net, (“Website”), has been published and issued by Swipe Wallet Ltd (“Swipe”) and is required to be read alongside the Swipe Terms & Conditions (“Terms”). Any purchase or use of services from Swipe creates a binding arbitration agreement between Swipe and the user/purchaser as hereinto the Terms outlined. This Whitepaper and Website does not constitute a prospectus for the purposes of [Directive 2003/71/EEC (the “Prospectus Directive”), and the amending directive 2010/73/EU] [Regulation (EU) 2017/1129 (the “Prospectus Regulation”)] or o!er document of any sort and is not intended to constitute an offer of securities or a solicitation for investments in securities in any jurisdiction. The purpose of this Whitepaper and Website is to purchasers with the information on Swipe’s project to allow the purchasers to make their own decision as to whether or not it wishes to proceed to purchase Swipe Tokens (“SXP”). This Whitepaper and Website does not constitute an o!er or invitation, or any other sale or purchase of shares, securities, or any of the assets. Any possession of SXP shall not grant any rights in any form to the user, including but not limited to any rights of ownership, interest, profit, redemption, property or intellectual property, decision making, or any other such rights, such as any rights of financial or legal nature, in Swipe or its affiliates.

Swipe has taken reasonable care to ensure that, as at the date of this Whitepaper and Website, the information contained herein is accurate to the best of their knowledge and there are no other facts, the omission of which, would make misleading any statement in this Whitepaper and Website. No representation, warranty, assurance or undertaking is made as to its continued accuracy after such date. The information contained in this Whitepaper and Website may be subject to modification, supplementation and amendment at any time and from time to time. This White Paper describes Swipe’s business objectives and the use of SXP. It has not been reviewed, verified, approved or authorized by any regulatory or supervisory authority. The following content provided is for informational purposes related to our approach of providing a solution based on blockchain technology. The following information may not be comprehensive and does not imply any elements of a contractual relationship. This document does not constitute the provision of investment or professional advisory services. Swipe does not guarantee, and accept legal liability whatsoever arising from or connected to, the accuracy, reliability, or completeness of any material contained in this document. It is the responsibility of prospective purchasers of SXP to undertake their own due diligence. Prospective purchasers of SXP are wholly responsible for ensuring that all aspects of this White Paper and the Terms are acceptable to them. The purchase of SXP may involve special risks that could lead to a loss of all or a substantial portion of the purchase amount. Swipe does not represent, warrant, undertake or assure that the SXP are defect/ virus free or will meet any specific requirements of a prospective purchaser. You should only purchase SXP if you can afford a complete loss. You should also only purchase SXP to use on our platform and not for speculative purposes. Unless you fully understand and accept the nature of the SXP and the potential risks inherent in the purchase of SXP you should not purchase SXP.

The publication of this Whitepaper, Website and the use of SXP may be restricted in certain jurisdictions. It is the responsibility of any person in possession of this White Paper and any persons wishing to utilize SXP (pursuant to the Terms) to inform themselves of, and to observe, any and all laws and regulations that may be applicable to them. Accordingly, SXP are not being offered or distributed to, the citizens of, whether they are private or legal persons, and people who own a permanent residence or their seat of incorporation in the United States of America and its territories, the People’s Republic of China, and in any countries, territories, OFAC restricted/sanctioned countries, or jurisdictions where transactions with digital tokens are prohibited or to some extent restricted by the law. This Whitepaper and Website do not form any legal relationship between Swipe and users whom purchased SXP. SXP are meant for use strictly within the Swipe platform and shall not have any value or use outside of it provided by Swipe. Swipe does not and shall not provide any guarantees, projections, estimates, or ensure any profit, income, or gains from Swipe products or services. Purchasers of SXP shall carefully assess all available information and possible risks before purchasing SXP from the open market, from the Swipe Wallet, or making use of Swipe products or services. Swipe reserves the right to make amendments and changes to this Whitepaper and Website at any time and without notification. In such case, only the latest version of this Whitepaper and Website published on Swipe’s Website shall be considered valid, whilst all older versions of this Whitepaper and Website shall be considered invalid. Swipe is not required to give notice of this.

Swipe shall not be held responsible or liable for any losses, damages, or harm arising from purchasing SXP. SXP shall not be used for any kind of speculative, investment, or financial purposes. This Whitepaper and  Website shall not be reproduced, redistributed, or published without including this Disclaimer section. In case of reproduction, redistribution, or publishing of this Whitepaper and Website without this Disclaimer section, this Whitepaper and Website and all information presented herein shall be considered invalid. Swipe makes no warranty whatsoever (express or implied) with respect to any SXP proposed to be issued by the group, including any: ○ warranty that SXP will be functional; ○ warranty of merchantability; ○ warranty of fitness for a particular purpose; ○ warranty of title; or ○ warranty against infringement of intellectual property rights of a third party, whether arising by operation of law, course of dealing, course of performance, usage of trade, or otherwise except as expressly set forth in writing between the company and any purchaser of SXP. It is a condition of you receiving and retaining this Whitepaper and Website that you warrant to the group, its managers, and its officers that you have not relied upon any warranty made by the group, or any other person on the group’s behalf. By purchasing SXP you do so at your own risk.

To the maximum extent permitted by the applicable laws, regulations, and rules, Swipe and its affiliates and their respective officers, employees, or agents will, in relation to the website and Swipe tokens, not be liable for any damages of any kind, including but not limited to, direct, consequential, incidental, special or indirect damages (including but not limited to lost profits, loss of revenue or third party loss whether foreseeable or otherwise, trading losses or damages that result from use or loss of use of the website and Swipe Tokens.) For the avoidance of doubt, Swipe expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (i) reliance on any information contained in this document; (ii) any error, omission, or inaccuracy in any such information; (iii) any action resulting therefrom; or (iv) usage or acquisition of products, available through the website. Purchasers of SXP agree that they are not purchasing SXP for purposes of investment, speculation, or other financial purposes. Some of the statements in the Whitepaper and Website include forward-looking statements which reflect Swipe’s current views with respect to execution roadmap, financial performance, business strategy and future plans, both with respect to Swipe and the sectors and industries in which Swipe operates. Statements which include the words “expects”, “plans”, “believes”, “projects”, “anticipates”, “will”, “aims”, “may”, “would”, “could”, “continue”, and similar statements are of a future or forward-looking nature. All forward-looking statements address matters that involve risks and uncertainties.

Accordingly, there are, or will be important factors that could cause Swipe’s actual results to differ materially from those indicated in the statements. These factors include but are not limited to those described in the part of the Terms entitled “Risks”, which should be read in conjunction with this Risk Statement and other cautionary statements in the SXP Terms and Conditions. Any forward-looking statements in this Whitepaper and Website reflect Swipe’s current views with respect to future events and are subject to these and other risks, uncertainties and assumptions relating to Swipe’s operations, results of operations and growth strategy. These forward looking statements speak only as of the date of this Whitepaper and Website. SXP purchasers should specifically consider the factors identified in the Terms could cause actual results to differ before making a purchase decision. No statement in this Whitepaper and Website is intended as a profit forecast and no statement in this Whitepaper  and Website should be interpreted to mean that Swipe’s earnings for the current or future years would be as may be implied in this Whitepaper and Website.